X-Message-Number: 15447
Date: Thu, 25 Jan 2001 03:16:15 -0800 (PST)
From: Driven FromThePack <>
Subject: Re: CryoNet #15442 - #15446

Date: Wed, 24 Jan 2001 17:58:53 -0500
From: <>
>"Subject: which insurance companies have paid and
>which haven't?

Hmm. This is exactly the same questioned I first asked
of the cryonics community when I became interested
several years ago.

Aside from the possiblity that the applicant lied on
the application, virtually all the insurance cos pay
up. And in fact, I think that in many cases, if 2
years has passed from when payments began, they are
much more likely to pay off anyway. 

Steve Bridge knows a lot about this, but as his last
message indicated, he is no longer reading the list.

AS far as AIDS goes, I suppose they would or could
deny payment. However I note that the patient would
already be cryopreserved by the time they decide
whether or not to pay. Of course, the cryonics org
would take the hit, and that could not be a good
thing. I suppose the policyholder could possibly be
able to recompensate the cryo org in some other form,
such as willing real estate, etc.

I recall from about 3 weeks ago or so, that a poster
on the Extropian mailing list said that he/she had a
policy for cryonics with a company that did not ask
for a physical exam/blood. You could check out the
archives.

Also, you may consider taking out small term life
policies, say 2 or 3 term life policies of < 25K.
These may very well not require an examination/blood
samples, although they are for a max of 20 years or
so. Added up, these may cover suspension.


There may be a workaround, etc.


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