X-Message-Number: 16045 From: "Mark Plus" <> Subject: The future of my cryonics insurance Date: Thu, 12 Apr 2001 19:23:40 -0700 Since 1990 I have been using a whole life policy from New York Life to pay for my cryonic suspension arrangements with Alcor, the current death benefit being $116,000 (including paid-up additions). I understand from talking to my insurance agent that after having paid premiums on this policy for eleven years, I can now opt to have all future premiums paid from out of the dividends of the policy. The death benefit would decline, but it would never drop below $100,000. Doing so would free up the $1200 a year that I had been spending on premiums. Would it be better to continue to pay that monthly premium so that the death benefit continues to increase, or should I instead take that money and invest it in some other way that would be beneficial towards my long-term survival, like accumulating a fund for my remote standby fees? I would welcome some suggestions. Trans-millennially yours, Mark Plus, Expansionary "Working to make death obsolescent in the 21st Century." _________________________________________________________________ Get your FREE download of MSN Explorer at http://explorer.msn.com Rate This Message: http://www.cryonet.org/cgi-bin/rate.cgi?msg=16045