X-Message-Number: 16325
Date: Thu, 24 May 2001 13:13:44 +0000 ()
From: Louis Epstein <>
Subject: Insurance/Mortality & Ettinger

On 24 May 2001, CryoNet wrote:
> Message #16320
> From: 
> Date: Thu, 24 May 2001 04:52:53 EDT
> Subject: Life Insurance and cryonics funding
> Term life insurance is remarkably inexpensive in the early years, before age 
> 60 or so.  The challenge is that the renewal term rates escalate.  Because 
> mortality curves, which are the foundation for insurance rates, curve up in 
> an ever steepening curve and rise to virtually vertical, or 100% mortality
> at age 100.

Actually,the life expectancy at 100 is about two years,
and even at 110 it is about a year and a half.
If you get up into that territory,it's hard to forecast,
which the insurers don't like.That's why the policies often
pay off when you get too old for their actuarial charts.

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