X-Message-Number: 1949
From: Graham Wilson <>
Subject: CRYONICS
Date: Fri, 12 Mar 93 12:19:34 WET

Christian Roth Writes :
 
> Message: #1941 - Insurance Fraud???
> Date: 10 Mar 1993 23:54:50 -0500 (EST)
> From: 
> Message-Subject: Re: cryonics: #1919-#1924
> 
> > Subject: Insurance Fraud???
> 
> A question to all the people out there that know more about laws than I
> do: Suppose I am an Alcor member with a $150000 life insurance policy.
> I die, the money goes to Alcor, Alcor freezes me. In say 500 years,
> I get revived. Since I am alive, would it not be possible for the 
> insurance company to sue me? I mean, I cashed a life insurance policy,
> but I am not dead anymore?


Graham Wilson Writes :

Under English law I doubt that the insurance company would be able to 
make a claim against the reanimated patient. Insurance is a contract.
Contracts are covered by the Limitation Acts (the last major changes
were made under the 1980 act). Essentially, unless you were 
reanimated within 6 years of the performance of the contract -the
point at which the insurance monies were paid over- an action 
would become statute barred.

Similarly, unless the law specifically revokes your death certificate
when you are reanimated you would have a defence, as you cannot 
sue a dead person. You may only sue their estate. However, by now
the estate would have been distributed so any claims would have fallen
by the wayside.




-- 
         *********************************************************
         *      Graham Wilson      *    *
         *     LL.B.  Law  III     *     Coventry  University    *
         *********************************************************

           

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