X-Message-Number: 21315
Date: Sat, 1 Mar 2003 02:01:41 -0500 (EST)
From: Charles Platt <>
Subject: insurance

I'm puzzled that Rudi Hoffman didn't mention index-linked insurance, which
seems to answer the initial question about the declining real value of the
face value of a policy.

I bought an index-linked whole life policy in 1992. Every year the
insurance company increases the premium a little, to keep pace with the
face value, which increases by the same percentage as last year's cost of
living index.

Of course, we don't know that the cost of cryonics will increase by the
same amount as the cost-of-living index. But at least I have a fighting
chance of keeping pace. I have never understood why index-linked insurance
isn't more popular.

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