X-Message-Number: 22558 From: Date: Sun, 21 Sep 2003 10:49:51 EDT Subject: corrected note (The previous post had mixed-up paragraphs.) Steve Harris had a few things wrong in his comments on the costs of cryonics. >You'll pay (on average) far more than the [life insurance] policy value if you pay for cryonics this way. It's exactly like buying a house on mortgage.< No, it's very different, in obvious ways. More importantly, the cost of life insurance is less than it seems, for the following reasons. (1) The premiums are figured based on experience, which includes the fact that many policies are eventually abandoned, or not renewed, with no refund. This gives a "profit" to those who maintain the policies. (2) The alternatives to life insurance, such as savings/investments, have their own special costs, including stress and worry and the temptation to spend the savings. (The whole rationale of social security is the inability, in practice, of too many people to manage their own long term finances.) (3) Steve appears to overlook the importance of combination options. For some younger people recently quoted, the rate for $100,000 of 20 year term is only about $160 a year or so. This means that an arrangement otherwise IMPOSSIBLE in the younger years becomes EASY. >And there are stresses on the patient as well, who often has to die more slowly and publicly. I've seen both families and (in at least one case) the patient break under the stress, and decide during a cryonics stand-by that they didn't want cryonics, because the intangible costs were too high (they didn't put it in those terms, but that's what happened).< This has happened, but the opposite has also happened, as Steve acknowledges but doesn't emphasize--I have seen patients and families wonderfully sustained and cheered by the hope, and by fighting rather than surrendering, and in my experience this positive outcome is more frequent than the other. >Cryonics is a terrible invasion of privacy even for believers< This can be positive, especially for the patient. It's much easier to be a hero in public than in private. Nobody in the spotlight is likely to cave. I have not seen any cases of media publicized dying-in-progress, but several cases where the dying was known to family and friends, and the patient was definitely helped by the attention. >Not only are cryonicists denied many conventional forms of suicide, due to risk of autopsy, but because of the very public nature of standby, they can be denied the best "under the table" forms of euthanasia, also. These "happy death" options are quite common in hospice for the non-cryonicist; i.e, for *conventional* hospice where nobody looks too closely. But the more you bother the hospice people and the more closely you observe them, the stricter and less liberal about euthanasia-like situations they get. And that's not good for the cryonics patient.< I have been close to several hospice situations, with excellent results in all cases. The hospice people were very cooperative. Incidentally, in some states, such as Arizona, in a hospice situation it isn't even necessary for a health professional to pronounce death. In Mae's case, I pronounced death--within seconds--with her daughter and my son in attendance. >And if you want a good suspension, you don't GET to die in your sleep and be discovered in the morning, then to be shipped off to the funeral home at a leisurely pace. Despite what the discount cryonics organizations may tell you. Content-Type: text/html; charset="US-ASCII" [ AUTOMATICALLY SKIPPING HTML ENCODING! ] Rate This Message: http://www.cryonet.org/cgi-bin/rate.cgi?msg=22558