X-Message-Number: 2968 Date: Sun, 7 Aug 1994 22:49:20 -0700 (PDT) From: Marty Nemko <> Subject: CRYONICS Cryonics Fees and Insurance Rates It would seem that, to be fair, cryonics association annual fees, like insurance premiums, should be different for a 40 yearold in good health than for an 85-year old with terminal cancer, yet the annual fee charged by cryonics organizations is the same. Mike Darwin says that this is because only insurance companies can charge variable rates. If movie theaters and restaurants can charge different amounts based on age, why not cryonics organizations? Mike raised a related point. If cryonics organizations WERE to become an insurance company (e.g., if all the organizations banded together so they could come up with the necessary money to do so), cryonics organizations could provide the insurance for all its members, thereby eliminating the huge profits insurance companies make on the life insurance policies that most members must buy to pay for their suspensions and long-term care. Any reactions to these ideas? Marty Nemko voice: 510-655-2777 Rate This Message: http://www.cryonet.org/cgi-bin/rate.cgi?msg=2968