X-Message-Number: 3014 From: Jane Talisman <> Subject: Re: CRYONICS - self insurance Date: Sat, 20 Aug 1994 20:51:43 -0700 (PDT) Just off hand, it seems like a lot of the advantages of self insurance could also be obtained by encouraging *pre-payment* of the suspension - with the cryonics organization offering FINANCING. At the least, this would remove the inflation factor and give the org use of the money beforehand. People would be purchasing something *today* - at *today's* prices, and they wouldn't have to worry about whether their coverage is going to be sufficient if they happen to live a long time. (Meanwhile the org would receiving its payment at the time of the sale - which should work out better with regards to current costs, etc.) It seems like there would be a lot less regulatory hassle (anyone can offer financing), and it would be easier to refuse financing to the last-minute cases. And, if it's possible to tailor the term of the loan to, say, the age of the purchaser... Rate This Message: http://www.cryonet.org/cgi-bin/rate.cgi?msg=3014