X-Message-Number: 31574
Date: Tue, 31 Mar 2009 11:29:10 -0400
From:  <>
Subject: Insurance issue


For those who are unable to buy insurance on their own, because of health 
issues, a group policy through their employers (if available) is an option.

However, it is not the best option available.


I was recently laid off and am now in the process of converting my group policy 
to personal. 


I have been working with Rudi Hoffman in Florida, and he suggested "easy life," 
a policy with higher premiums, but with good return on investment.

One issue that is of conern is where the policyholder lives.


New York state is known for excessive regulation. That is why most carriers are 
not either licensed in, or have subsidiaries in, New York.


If you have money in other venues (annuities, 401K, IRA, etc.) available, it may
be a good

idea to declare your cryonics provider the beneficiary of those funds to pay for
your cryoreservation

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