X-Message-Number: 31574 Date: Tue, 31 Mar 2009 11:29:10 -0400 From: <> Subject: Insurance issue For those who are unable to buy insurance on their own, because of health issues, a group policy through their employers (if available) is an option. However, it is not the best option available. I was recently laid off and am now in the process of converting my group policy to personal. I have been working with Rudi Hoffman in Florida, and he suggested "easy life," a policy with higher premiums, but with good return on investment. One issue that is of conern is where the policyholder lives. New York state is known for excessive regulation. That is why most carriers are not either licensed in, or have subsidiaries in, New York. If you have money in other venues (annuities, 401K, IRA, etc.) available, it may be a good idea to declare your cryonics provider the beneficiary of those funds to pay for your cryoreservation Rate This Message: http://www.cryonet.org/cgi-bin/rate.cgi?msg=31574