X-Message-Number: 33163
References: <>
From: Gerald Monroe <>
Date: Thu, 30 Dec 2010 04:16:06 -0600
Subject: Re: CryoNet #33157 - #33161


As Rudy Hoffman will attest, if grandfathering were eliminated (at least
prospectively) there are ways for new members to deal with it.  One way is
through a paid up addition rider.  Under this rider, a portion of the annual
premium is used to purchase a paid up addition that increases the death
benefit each year.  The paid up addition can be sized so that the death
benefit grows fast enough to beat likely inflation.

Can you buy such a rider today?


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