X-Message-Number: 5992
From:  (Brian Wowk)
Newsgroups: sci.cryonics
Subject: Re: Oregon doctor-assisted suicide
Date: 24 Mar 96 04:37:05 GMT
Message-ID: <>
References: <> <4iqfnk$>


In <4iqfnk$>  (RHA) 
writes:

>  What is to stop insurance companies from adding anti-cryonic
>  stipulations on to their policies.

	The fact that the ink to print such stipulations would
cost more than the money they would save by the stipulations.
There has not been exactly been a stampede of healthy people
wanting to get frozen on a lark, and with good reason.
The odds of today's cryonics technology working are arguably
quite low.  They get even lower (much lower) when you consider
that any healthy person committing suicide will be subjected
to manditory autopsy, delaying freezing by as long as several
days post-mortem.  While several suicide cases are now frozen,
none of them involved the deliberate purchase of life insurance
for that purpose two years in advance.  Suicide psychology doesn't
work that way.  Physically-healthy people who commit suicide
usually don't give a damn whether they are frozen or not.  The
decision to kill themselves has nothing to do with cryonics at all.      

> Look at it from their
>  position, buy a $100,000 policy (or more) and two years
>  later jump into cryonics. I doubt the courts would allow
>  that kind of sting. Bet the courts would consider that 
>  as entering a contract with the intent to commit fraud.

	You don't need to look to cryonics to find that kind
of possible fraud.  Much more likely is the case of a poor
man who wants to give his family a better life by buying
life insuance and killing himself two years later.  There
has not exactly been a stampede of these kinds of cases
either, or anti-suicide clauses would be much more common
in life insurance.  Can you cite any examples of where an
insurance company successfully avoided paying a claim 
because of suicide occuring after the two-year contenstibility
period? 
 
 ***************************************************************************
 Brian Wowk          CryoCare Foundation               1-800-TOP-CARE
 President           Your Gateway to the Future        
    http://www.cryocare.org/cryocare/
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