X-Message-Number: 8518 Date: Mon, 01 Sep 1997 10:19:00 +0100 From: John de Rivaz <> Subject: Re: insurance In article: <> writes: > Here is why I suggest that a permanent life insurance policy be used > instead of a term policy. Basically, a term policy is fine UNLESS you > become disabled by a disease which, even though it doesn't kill you, > makes your risk of death seem much larger to any life insurance company. Another valid and useful point. How about, then, ensuring that the disability payout is enough to finish the savings program that was supposed to earn enough capital by the time the term policy runs out? Another question is raised: is it possible to have a disability policy also pay out a fixed capital sum, and in addition for it to be paid direct to a third party? I can imagine that this facility may exist for the sum to be paid to a spouse or children, but it could in this case be directed to a cryonics organisation. -- ***************************************** Sincerely, * Longevity Report * * http://www.longevb.demon.co.uk/lr.htm * John de Rivaz * Fractal Report * * http://www.longevb.demon.co.uk/fr.htm * * Music I like - see homepage * ***************************************** In the information age, sharing can increase world wealth enormously, because giving information does not decrease your information. http://ourworld.compuserve.com/homepages/JohndeR Fast loading, very few slow pictures Rate This Message: http://www.cryonet.org/cgi-bin/rate.cgi?msg=8518