X-Message-Number: 9764 Date: Sat, 23 May 1998 13:04:22 -0600 From: Borys Wrobel <> Subject: self insurance Jim Yount: >The insurance companies do a pretty good job of pricing their produce to >produce a small per-policy profit, and to properly account for mortality >and the cost of money. > >I don't think we could save enough through self insurance to make much >difference in recruitment. However, many people may not be aware that >they can pay a relatively small amount to an insurance company >(up-front) and be covered for a lifetime. I, for one, was not aware of that. But I am also thinking about stand-by fees at that point. I think that simplifying the sign-up procedure would make a big difference. Many people might be put off by the lenghty and complicated procedure. Even small improvements here might translate into increased appeal of the sign-up process. I wonder, furthermore, if it would not be worthwile to team up with a specific insurance company so that it could provide a special program for cryonics organization members. I do realize that it has its risks if the insurance company folds up, but the members might have an option to use another company still if they chose to. >Perhaps we should publicize (on our web pages and elsewhere) various >cryonic suspension payment plans. One of the myths that negatively >impacts enrollment is that cryonics is so expensive it is just affordable to >the rich. The other problem is that it is availible more or less in the US only, and, as I hear, in the UK. Is that so? borys PS: I would be very interested in finding out more about what *my* specific options for signing up now might be right now, on this forum or in private. Thank you in advance... Rate This Message: http://www.cryonet.org/cgi-bin/rate.cgi?msg=9764